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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,829 | $127,387-89.9% | $115,038-88.8% | $125,389-89.8% |
| Participation rate | 39.1% | 84.2%-45.0pp | 81.4%-42.2pp | 83.2%-44.1pp |
| Annual return | -1.69% | 31.28%-33.0pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $1,185 | $5,166-77.1% | $4,608-74.3% | $4,866-75.7% |
| Participant deferral / active EE | $3,521 | $6,423-45.2% | $6,026-41.6% | $5,352-34.2% |
| Admin fee / account holder | $18 | $9,516-99.8% | $8,175-99.8% | $9,541-99.8% |