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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,773 | $85,766-36.1% | $136,298-59.8% | $70,126-21.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.78% | 31.46%-13.7pp | 5156.27%-5138.5pp | 73.15%-55.4pp |
| Employer contribution / active EE | $2,885 | $2,966-2.7% | $4,696-38.6% | $2,343+23.1% |
| Participant deferral / active EE | $3,029 | $5,051-40.0% | $6,247-51.5% | $3,332-9.1% |
| Admin fee / account holder | $1,703 | $5,421-68.6% | $9,244-81.6% | $4,645-63.3% |