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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,705 | $106,008-78.6% | $92,240-75.4% | $147,586-84.6% |
| Participation rate | 73.3% | 80.4%-7.1pp | 76.5%-3.1pp | 82.8%-9.5pp |
| Annual return | 16.82% | 50.05%-33.2pp | 176.29%-159.5pp | 578.59%-561.8pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,333 | $4,478-47.9% | $3,897-40.1% | $5,439-57.1% |
| Admin fee / account holder | $2,138 | $6,333-66.2% | $5,194-58.8% | $10,886-80.4% |