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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,413 | $99,345-86.5% | $84,753-84.2% | $273,972-95.1% |
| Participation rate | 91.7% | 80.7%+11.0pp | 76.6%+15.1pp | 83.0%+8.7pp |
| Annual return | 3.31% | 22.93%-19.6pp | 22.78%-19.5pp | 41.46%-38.1pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,574-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,757 | $4,270-35.4% | $3,712-25.7% | $5,287-47.9% |
| Admin fee / account holder | $1,293 | $6,645-80.5% | $5,333-75.8% | $10,133-87.2% |