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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $572,516 |
JANNEY MONTGOMERY SCOTT LLC6 years Service code 27 · EIN 23-0731260 | Advisory (Plan) | $123,387 |
KEITER3 years Service code 10 · EIN 54-1631262 | Accounting | $22,016 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $15,608 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,971 | $104,165-77.0% | $96,188-75.1% | $106,520-77.5% |
| Participation rate | 16.6% | 31.3%-14.7pp | 68.4%-51.8pp | 71.3%-54.7pp |
| Annual return | 21.89% | 25.28%-3.4pp | 192.12%-170.2pp | 19.28%+2.6pp |
| Employer contribution / active EE | $73 | $599-87.9% | $2,800-97.4% | $2,840-97.4% |
| Participant deferral / active EE | $1,853 | $1,572+17.9% | $4,350-57.4% | $4,948-62.5% |
| Admin fee / account holder | $93 | $98-5.2% | $5,538-98.3% | $75+24.6% |