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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,567 | $134,001+98.9% | $112,258+137.5% | $134,509+98.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.83% | 47.15%-70.0pp | 27.47%-50.3pp | 418.13%-441.0pp |
| Employer contribution / active EE | $1,559 | $4,039-61.4% | $3,636-57.1% | $4,741-67.1% |
| Participant deferral / active EE | $13,904 | $5,291+162.8% | $4,728+194.0% | $6,400+117.2% |
| Admin fee / account holder | $0 | $7,491-100.0% | $6,411-100.0% | $11,427-100.0% |