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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,177 | $127,386+74.4% | $115,037+93.1% | $125,393+77.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.17% | 31.28%-31.4pp | 26.14%-26.3pp | 282.23%-282.4pp |
| Employer contribution / active EE | $5,346 | $5,166+3.5% | $4,608+16.0% | $4,866+9.9% |
| Participant deferral / active EE | $12,592 | $6,423+96.0% | $6,026+108.9% | $5,351+135.3% |
| Admin fee / account holder | $37,110 | $9,516+290.0% | $8,175+353.9% | $9,541+289.0% |