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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,241 | $159,934-81.7% | $147,005-80.1% | $145,959-80.0% |
| Participation rate | 14.3% | 84.0%-69.7pp | 82.2%-67.9pp | 80.3%-66.0pp |
| Annual return | 0.00% | 98.24%-98.2pp | 418.76%-418.8pp | 561.95%-561.9pp |
| Employer contribution / active EE | $1,156 | $5,287-78.1% | $4,934-76.6% | $4,661-75.2% |
| Participant deferral / active EE | $2,847 | $8,427-66.2% | $8,070-64.7% | $6,689-57.4% |
| Admin fee / account holder | $304 | $15,053-98.0% | $13,006-97.7% | $13,398-97.7% |