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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,241 | $160,028-81.7% | $147,080-80.1% | $145,884-80.0% |
| Participation rate | 14.3% | 84.0%-69.7pp | 82.2%-67.9pp | 80.3%-66.0pp |
| Annual return | 0.00% | 98.60%-98.6pp | 420.17%-420.2pp | 551.85%-551.8pp |
| Employer contribution / active EE | $1,156 | $5,286-78.1% | $4,933-76.6% | $4,662-75.2% |
| Participant deferral / active EE | $2,847 | $8,422-66.2% | $8,066-64.7% | $6,690-57.4% |
| Admin fee / account holder | $304 | $15,030-98.0% | $12,989-97.7% | $13,392-97.7% |