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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,545 | $65,423-36.5% | $98,477-57.8% | $85,856-51.6% |
| Participation rate | 96.3% | 65.0%+31.3pp | 73.3%+23.0pp | 69.3%+27.0pp |
| Annual return | 17.04% | 21.76%-4.7pp | 1493.59%-1476.5pp | 318.58%-301.5pp |
| Employer contribution / active EE | $6,644 | $2,168+206.4% | $2,961+124.4% | $2,565+159.0% |
| Participant deferral / active EE | $5,408 | $3,167+70.8% | $4,276+26.5% | $3,952+36.8% |
| Admin fee / account holder | $1,808 | $4,594-60.7% | $5,951-69.6% | $6,261-71.1% |