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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,895 | $148,582+111.9% | $135,942+131.6% | $139,456+125.8% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 17.08% | 79.26%-62.2pp | 68.28%-51.2pp | 373.45%-356.4pp |
| Employer contribution / active EE | $9,076 | $5,245+73.0% | $4,858+86.8% | $4,753+91.0% |
| Participant deferral / active EE | $13,636 | $8,101+68.3% | $7,759+75.7% | $6,711+103.2% |
| Admin fee / account holder | $4,364 | $12,402-64.8% | $10,764-59.5% | $11,407-61.7% |