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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,663 | $73,978+29.3% | $96,515-0.9% | $75,173+27.3% |
| Participation rate | 68.4% | 66.4%+1.9pp | 74.3%-6.0pp | 67.2%+1.2pp |
| Annual return | 14.50% | 26.72%-12.2pp | 35.73%-21.2pp | 160.72%-146.2pp |
| Employer contribution / active EE | $1,351 | $2,931-53.9% | $3,740-63.9% | $2,671-49.4% |
| Participant deferral / active EE | $2,999 | $3,660-18.1% | $4,880-38.5% | $4,126-27.3% |
| Admin fee / account holder | $1,363 | $5,219-73.9% | $6,735-79.8% | $5,651-75.9% |