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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,400 | $105,200+134.2% | $159,474+54.5% | $85,847+187.0% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.8%+13.7pp | 69.3%+27.2pp |
| Annual return | 13.19% | 45.08%-31.9pp | 263.68%-250.5pp | 318.61%-305.4pp |
| Employer contribution / active EE | $7,704 | $3,319+132.1% | $4,831+59.5% | $2,565+200.3% |
| Participant deferral / active EE | $9,561 | $5,946+60.8% | $7,353+30.0% | $3,952+141.9% |
| Admin fee / account holder | $10,462 | $6,934+50.9% | $10,802-3.1% | $6,261+67.1% |