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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,691 | $89,370+124.6% | $141,197+42.1% | $72,976+175.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 51.04% | 111.88%-60.8pp | 71.41%-20.4pp | 81.02%-30.0pp |
| Employer contribution / active EE | $7,866 | $3,115+152.5% | $4,736+66.1% | $2,440+222.4% |
| Participant deferral / active EE | $8,518 | $5,419+57.2% | $6,710+26.9% | $3,608+136.1% |
| Admin fee / account holder | $1,429 | $5,957-76.0% | $10,265-86.1% | $5,124-72.1% |