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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,832 | $102,422+151.7% | $147,117+75.3% | $80,959+218.5% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 15.01% | 135.16%-120.1pp | 420.54%-405.5pp | 35.67%-20.7pp |
| Employer contribution / active EE | $9,468 | $3,717+154.7% | $4,932+91.9% | $2,757+243.4% |
| Participant deferral / active EE | $11,467 | $6,652+72.4% | $8,065+42.2% | $4,300+166.7% |
| Admin fee / account holder | $25,596 | $7,953+221.8% | $12,993+97.0% | $6,925+269.6% |