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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,490 | $60,349+28.4% | $74,184+4.5% | $62,881+23.2% |
| Participation rate | 89.3% | 72.7%+16.6pp | 76.6%+12.7pp | 69.3%+20.0pp |
| Annual return | 4.35% | 21.38%-17.0pp | 17.74%-13.4pp | 20.14%-15.8pp |
| Employer contribution / active EE | $1,823 | $1,680+8.5% | $2,370-23.1% | $2,281-20.1% |
| Participant deferral / active EE | $3,652 | $2,856+27.9% | $3,550+2.9% | $3,203+14.0% |
| Admin fee / account holder | $5,179 | $4,261+21.6% | $5,586-7.3% | $4,296+20.6% |