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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,273 | $70,475+36.6% | $100,530-4.2% | $79,858+20.6% |
| Participation rate | 70.5% | 73.7%-3.2pp | 79.4%-8.9pp | 69.6%+0.9pp |
| Annual return | 13.08% | 21.90%-8.8pp | 30.89%-17.8pp | 31.72%-18.6pp |
| Employer contribution / active EE | $1,932 | $2,165-10.8% | $3,418-43.5% | $2,471-21.8% |
| Participant deferral / active EE | $4,134 | $5,181-20.2% | $6,271-34.1% | $3,740+10.5% |
| Admin fee / account holder | $4,247 | $4,478-5.2% | $8,083-47.5% | $5,306-20.0% |