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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,040 | $85,171-0.2% | $172,752-50.8% | $72,975+16.5% |
| Participation rate | 84.8% | 70.1%+14.8pp | 82.6%+2.2pp | 69.5%+15.4pp |
| Annual return | 20.83% | 27.32%-6.5pp | 802.97%-782.1pp | 81.01%-60.2pp |
| Employer contribution / active EE | $2,341 | $3,324-29.6% | $5,144-54.5% | $2,440-4.1% |
| Participant deferral / active EE | $6,451 | $3,260+97.9% | $5,198+24.1% | $3,608+78.8% |
| Admin fee / account holder | $5,828 | $5,880-0.9% | $13,955-58.2% | $5,124+13.7% |