Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,228 | $49,280-0.1% | $67,313-26.9% | $64,181-23.3% |
| Participation rate | 27.8% | 60.8%-33.0pp | 69.1%-41.3pp | 69.6%-41.8pp |
| Annual return | -5.57% | -1.39%-4.2pp | -4.08%-1.5pp | 7.63%-13.2pp |
| Employer contribution / active EE | $500 | $1,668-70.0% | $2,566-80.5% | $2,381-79.0% |
| Participant deferral / active EE | $1,012 | $2,484-59.3% | $3,568-71.6% | $3,470-70.8% |
| Admin fee / account holder | $1,106 | $3,863-71.4% | $4,507-75.5% | $4,887-77.4% |