LAFAYETTE GROUP, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Stock bonus plan.

Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.

Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.