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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,968 | $138,072+105.7% | $123,549+129.8% | $135,382+109.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -2.99% | 153.69%-156.7pp | 119.20%-122.2pp | 519.77%-522.8pp |
| Employer contribution / active EE | $7,932 | $5,152+54.0% | $4,628+71.4% | $4,779+66.0% |
| Participant deferral / active EE | $9,248 | $6,799+36.0% | $6,426+43.9% | $5,609+64.9% |
| Admin fee / account holder | $130,557 | $10,917+1095.9% | $9,284+1306.2% | $10,829+1105.7% |