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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,761 | $95,975-63.8% | $74,549-53.4% | $135,379-74.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -11.60% | 56.96%-68.6pp | 32.53%-44.1pp | 519.79%-531.4pp |
| Employer contribution / active EE | $2,157 | $2,716-20.6% | $1,961+10.0% | $4,779-54.9% |
| Participant deferral / active EE | $5,190 | $3,844+35.0% | $3,108+67.0% | $5,609-7.5% |
| Admin fee / account holder | $520 | $6,522-92.0% | $5,059-89.7% | $10,828-95.2% |