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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,012 | $85,171+18.6% | $172,753-41.5% | $72,976+38.4% |
| Participation rate | 80.0% | 70.1%+9.9pp | 82.6%-2.6pp | 69.5%+10.5pp |
| Annual return | 26.50% | 27.32%-0.8pp | 803.00%-776.5pp | 81.02%-54.5pp |
| Employer contribution / active EE | $1,480 | $3,324-55.5% | $5,144-71.2% | $2,440-39.3% |
| Participant deferral / active EE | $6,936 | $3,260+112.8% | $5,198+33.5% | $3,608+92.3% |
| Admin fee / account holder | $456 | $5,880-92.3% | $13,956-96.7% | $5,124-91.1% |