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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,964 | $75,9620% | $154,108-50.7% | $64,173+18.4% |
| Participation rate | 86.7% | 70.4%+16.3pp | 83.0%+3.6pp | 69.6%+17.1pp |
| Annual return | -3.87% | 30.32%-34.2pp | 735.21%-739.1pp | 7.63%-11.5pp |
| Employer contribution / active EE | $1,558 | $3,350-53.5% | $5,298-70.6% | $2,381-34.6% |
| Participant deferral / active EE | $7,350 | $3,175+131.5% | $5,081+44.7% | $3,470+111.8% |
| Admin fee / account holder | $2,215 | $5,589-60.4% | $13,411-83.5% | $4,887-54.7% |