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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,588 | $72,273-53.5% | $101,275-66.8% | $79,856-57.9% |
| Participation rate | 67.3% | 68.5%-1.1pp | 75.8%-8.5pp | 69.6%-2.3pp |
| Annual return | 15.01% | 22.30%-7.3pp | 46.48%-31.5pp | 31.71%-16.7pp |
| Employer contribution / active EE | $1,767 | $2,691-34.3% | $3,660-51.7% | $2,471-28.5% |
| Participant deferral / active EE | $2,992 | $3,282-8.8% | $4,371-31.6% | $3,741-20.0% |
| Admin fee / account holder | $1,272 | $4,401-71.1% | $5,948-78.6% | $5,306-76.0% |