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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,441 | $63,346-74.0% | $92,240-82.2% | $70,126-76.6% |
| Participation rate | 79.5% | 68.7%+10.9pp | 76.5%+3.1pp | 69.5%+10.0pp |
| Annual return | 17.83% | 530.19%-512.4pp | 176.29%-158.5pp | 73.15%-55.3pp |
| Employer contribution / active EE | $1,831 | $2,471-25.9% | $3,680-50.2% | $2,343-21.8% |
| Participant deferral / active EE | $2,426 | $2,854-15.0% | $3,897-37.7% | $3,332-27.2% |
| Admin fee / account holder | $590 | $3,841-84.6% | $5,194-88.6% | $4,645-87.3% |