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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,616 | $154,159-31.5% | $130,026-18.8% | $139,456-24.3% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.5%+9.0pp | 80.3%+7.2pp |
| Annual return | 14.59% | 32.50%-17.9pp | -137.26%+151.9pp | 373.45%-358.9pp |
| Employer contribution / active EE | $6,298 | $5,292+19.0% | $4,321+45.7% | $4,753+32.5% |
| Participant deferral / active EE | $9,675 | $6,710+44.2% | $5,821+66.2% | $6,711+44.2% |
| Admin fee / account holder | $2,847 | $14,001-79.7% | $10,608-73.2% | $11,407-75.0% |