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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,368 | $185,199+14.1% | $142,874+47.9% | $167,518+26.2% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 18.05% | 8556.90%-8538.9pp | 5638.58%-5620.5pp | 478.71%-460.7pp |
| Employer contribution / active EE | $13,142 | $5,606+134.4% | $4,145+217.1% | $4,838+171.6% |
| Participant deferral / active EE | $5,200 | $4,495+15.7% | $3,838+35.5% | $6,342-18.0% |
| Admin fee / account holder | $2,659 | $8,031-66.9% | $6,561-59.5% | $12,312-78.4% |