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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,361 | $148,623-36.5% | $135,974-30.6% | $139,466-32.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.76% | 79.30%-67.5pp | 68.30%-56.5pp | 373.66%-361.9pp |
| Employer contribution / active EE | $2,301 | $5,246-56.1% | $4,859-52.6% | $4,754-51.6% |
| Participant deferral / active EE | $4,620 | $8,103-43.0% | $7,760-40.5% | $6,712-31.2% |
| Admin fee / account holder | $1,124 | $12,406-90.9% | $10,767-89.6% | $11,409-90.1% |