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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,963 | $85,766+88.8% | $136,297+18.8% | $70,131+130.9% |
| Participation rate | 72.2% | 74.2%-1.9pp | 81.9%-9.7pp | 69.5%+2.7pp |
| Annual return | 15.02% | 31.45%-16.4pp | 5156.16%-5141.1pp | 73.14%-58.1pp |
| Employer contribution / active EE | $68 | $2,966-97.7% | $4,696-98.6% | $2,342-97.1% |
| Participant deferral / active EE | $6,044 | $5,051+19.7% | $6,247-3.3% | $3,332+81.4% |
| Admin fee / account holder | $39,089 | $5,420+621.1% | $9,244+322.9% | $4,645+741.4% |