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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,119 | $154,228+58.9% | $145,433+68.5% | $137,256+78.6% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 15.96% | 74.59%-58.6pp | 66.58%-50.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $8,473 | $4,804+76.4% | $4,554+86.0% | $4,156+103.9% |
| Participant deferral / active EE | $13,225 | $8,216+61.0% | $7,897+67.5% | $6,407+106.4% |
| Admin fee / account holder | $19,790 | $14,344+38.0% | $13,129+50.7% | $12,270+61.3% |