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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,119 | $196,972+24.4% | $182,262+34.5% | $198,609+23.4% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 15.96% | 158.27%-142.3pp | 140.60%-124.6pp | 202.70%-186.7pp |
| Employer contribution / active EE | $8,473 | $5,364+58.0% | $5,046+67.9% | $5,055+67.6% |
| Participant deferral / active EE | $13,225 | $8,643+53.0% | $8,276+59.8% | $6,977+89.5% |
| Admin fee / account holder | $19,790 | $18,429+7.4% | $16,712+18.4% | $19,030+4.0% |