Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,057 | $77,816-78.1% | $123,552-86.2% | $64,173-73.4% |
| Participation rate | 59.1% | 74.7%-15.6pp | 82.3%-23.2pp | 69.6%-10.5pp |
| Annual return | -5.55% | 12.49%-18.0pp | 119.20%-124.8pp | 7.63%-13.2pp |
| Employer contribution / active EE | $575 | $3,014-80.9% | $4,628-87.6% | $2,381-75.9% |
| Participant deferral / active EE | $2,025 | $5,240-61.4% | $6,426-68.5% | $3,470-41.6% |
| Admin fee / account holder | $1,752 | $5,519-68.2% | $9,285-81.1% | $4,887-64.1% |