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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,229 | $75,959+16.2% | $154,114-42.8% | $64,181+37.5% |
| Participation rate | 93.2% | 70.4%+22.8pp | 83.0%+10.2pp | 69.6%+23.7pp |
| Annual return | -6.63% | 30.32%-36.9pp | 735.16%-741.8pp | 7.63%-14.3pp |
| Employer contribution / active EE | $3,858 | $3,350+15.2% | $5,298-27.2% | $2,381+62.0% |
| Participant deferral / active EE | $2,592 | $3,175-18.3% | $5,081-49.0% | $3,470-25.3% |
| Admin fee / account holder | $3,894 | $5,589-30.3% | $13,411-71.0% | $4,887-20.3% |