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| Provider | Service type | Compensation |
|---|---|---|
PBMARES WEALTH MANAGEMENT, LLC3+ years Service code 26 · EIN 54-1926539 | Advisory (Participants) | $19,934 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,449 | $77,816-13.3% | $123,549-45.4% | $64,181+5.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.16% | 12.49%-18.6pp | 119.20%-125.4pp | 7.63%-13.8pp |
| Employer contribution / active EE | $3,717 | $3,014+23.3% | $4,628-19.7% | $2,381+56.1% |
| Participant deferral / active EE | $8,314 | $5,240+58.7% | $6,426+29.4% | $3,470+139.6% |
| Admin fee / account holder | $467 | $5,519-91.5% | $9,284-95.0% | $4,887-90.5% |