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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,791 | $69,444+101.3% | $92,985+50.3% | $87,485+59.8% |
| Participation rate | 66.7% | 63.3%+3.4pp | 69.5%-2.8pp | 68.9%-2.3pp |
| Annual return | 14.10% | 23.85%-9.7pp | 27.99%-13.9pp | 26.06%-12.0pp |
| Employer contribution / active EE | $2,019 | $1,917+5.3% | $2,662-24.2% | $2,596-22.2% |
| Participant deferral / active EE | $4,825 | $3,364+43.4% | $4,377+10.3% | $4,274+12.9% |
| Admin fee / account holder | $1,070 | $6,137-82.6% | $9,463-88.7% | $7,775-86.2% |