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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,152 | $59,804+99.2% | $81,982+45.3% | $79,856+49.2% |
| Participation rate | 80.0% | 61.6%+18.4pp | 69.3%+10.7pp | 69.6%+10.4pp |
| Annual return | 5.89% | 17.56%-11.7pp | 41.31%-35.4pp | 31.71%-25.8pp |
| Employer contribution / active EE | $2,217 | $1,713+29.4% | $2,498-11.3% | $2,471-10.3% |
| Participant deferral / active EE | $4,721 | $2,695+75.2% | $3,722+26.8% | $3,741+26.2% |
| Admin fee / account holder | $2,336 | $4,288-45.5% | $5,665-58.8% | $5,306-56.0% |