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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,791 | $76,564+82.6% | $105,582+32.4% | $94,015+48.7% |
| Participation rate | 66.7% | 65.2%+1.5pp | 71.8%-5.1pp | 70.8%-4.2pp |
| Annual return | 14.10% | 20.69%-6.6pp | 18.61%-4.5pp | 17.84%-3.7pp |
| Employer contribution / active EE | $2,019 | $1,995+1.2% | $2,984-32.3% | $2,790-27.6% |
| Participant deferral / active EE | $4,825 | $3,320+45.3% | $4,353+10.8% | $4,249+13.6% |
| Admin fee / account holder | $1,070 | $7,129-85.0% | $12,856-91.7% | $8,951-88.0% |