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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,012 | $67,823-77.9% | $52,425-71.4% | $137,256-89.1% |
| Participation rate | 20.0% | 63.9%-43.9pp | 55.6%-35.6pp | 80.0%-60.0pp |
| Annual return | 17.75% | 219.11%-201.4pp | 302.12%-284.4pp | 220.34%-202.6pp |
| Employer contribution / active EE | $207 | $1,163-82.2% | $914-77.4% | $4,156-95.0% |
| Participant deferral / active EE | $328 | $2,288-85.6% | $1,790-81.7% | $6,407-94.9% |
| Admin fee / account holder | $837 | $2,844-70.6% | $2,495-66.5% | $12,270-93.2% |