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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,800 | $76,519-79.4% | $56,025-71.8% | $145,897-89.2% |
| Participation rate | 9.5% | 63.2%-53.7pp | 52.5%-43.0pp | 80.3%-70.8pp |
| Annual return | 11.13% | 3017.03%-3005.9pp | 1712.69%-1701.6pp | 552.29%-541.2pp |
| Employer contribution / active EE | $161 | $1,383-88.3% | $1,042-84.5% | $4,663-96.5% |
| Participant deferral / active EE | $321 | $2,624-87.8% | $1,955-83.6% | $6,689-95.2% |
| Admin fee / account holder | $1,021 | $3,331-69.3% | $2,828-63.9% | $13,390-92.4% |