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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,206 | $95,975+52.3% | $74,549+96.1% | $135,379+8.0% |
| Participation rate | 75.0% | 75.7%-0.7pp | 69.1%+5.9pp | 82.6%-7.6pp |
| Annual return | 2.10% | 56.96%-54.9pp | 32.53%-30.4pp | 519.79%-517.7pp |
| Employer contribution / active EE | $1,814 | $2,716-33.2% | $1,961-7.5% | $4,779-62.0% |
| Participant deferral / active EE | $3,628 | $3,844-5.6% | $3,108+16.7% | $5,609-35.3% |
| Admin fee / account holder | $2,039 | $6,522-68.7% | $5,059-59.7% | $10,828-81.2% |