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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,761 | $57,350-88.2% | $83,850-91.9% | $64,181-89.5% |
| Participation rate | 68.4% | 68.6%-0.2pp | 76.1%-7.7pp | 69.6%-1.1pp |
| Annual return | -3.91% | 11.38%-15.3pp | 850.92%-854.8pp | 7.63%-11.5pp |
| Employer contribution / active EE | $1,205 | $2,545-52.7% | $3,631-66.8% | $2,381-49.4% |
| Participant deferral / active EE | $1,798 | $2,993-39.9% | $4,082-55.9% | $3,470-48.2% |
| Admin fee / account holder | $182 | $4,046-95.5% | $5,478-96.7% | $4,887-96.3% |