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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,971 | $71,057+51.9% | $93,654+15.3% | $80,874+33.5% |
| Participation rate | 85.0% | 60.4%+24.6pp | 68.7%+16.3pp | 67.6%+17.4pp |
| Annual return | 9.90% | 11.26%-1.4pp | 133.34%-123.4pp | 35.62%-25.7pp |
| Employer contribution / active EE | $3,238 | $1,564+107.0% | $2,421+33.7% | $2,756+17.5% |
| Participant deferral / active EE | $7,084 | $4,034+75.6% | $4,413+60.5% | $4,297+64.9% |
| Admin fee / account holder | $5,032 | $6,944-27.5% | $8,282-39.2% | $6,935-27.4% |