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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,971 | $71,215+51.6% | $93,696+15.2% | $80,935+33.4% |
| Participation rate | 85.0% | 60.4%+24.6pp | 68.7%+16.3pp | 67.7%+17.3pp |
| Annual return | 9.90% | 11.27%-1.4pp | 133.74%-123.8pp | 35.66%-25.8pp |
| Employer contribution / active EE | $3,238 | $1,565+106.9% | $2,422+33.7% | $2,757+17.4% |
| Participant deferral / active EE | $7,084 | $4,037+75.5% | $4,417+60.4% | $4,299+64.8% |
| Admin fee / account holder | $5,032 | $6,958-27.7% | $8,287-39.3% | $6,924-27.3% |