Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,898 | $49,976+5.8% | $66,674-20.7% | $82,637-36.0% |
| Participation rate | 36.0% | 63.1%-27.1pp | 73.7%-37.7pp | 68.1%-32.1pp |
| Annual return | 11.66% | 39.09%-27.4pp | 321.24%-309.6pp | 53.51%-41.8pp |
| Employer contribution / active EE | $1,027 | $1,988-48.3% | $2,620-60.8% | $2,552-59.7% |
| Participant deferral / active EE | $2,192 | $2,847-23.0% | $4,084-46.3% | $4,126-46.9% |
| Admin fee / account holder | $810 | $4,594-82.4% | $5,098-84.1% | $7,339-89.0% |