Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,799 | $54,541+11.5% | $78,778-22.8% | $70,126-13.3% |
| Participation rate | 41.2% | 60.8%-19.6pp | 69.2%-28.0pp | 69.5%-28.4pp |
| Annual return | 8.78% | 21.07%-12.3pp | 35.62%-26.8pp | 73.15%-64.4pp |
| Employer contribution / active EE | $299 | $1,089-72.5% | $1,986-84.9% | $2,343-87.2% |
| Participant deferral / active EE | $745 | $2,210-66.3% | $2,958-74.8% | $3,332-77.6% |
| Admin fee / account holder | $1,326 | $3,709-64.2% | $5,134-74.2% | $4,645-71.4% |