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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,944 | $34,316+83.4% | $74,722-15.8% | $72,975-13.7% |
| Participation rate | 25.0% | 42.4%-17.4pp | 54.5%-29.5pp | 69.5%-44.5pp |
| Annual return | 26.41% | 26.58%-0.2pp | 753.11%-726.7pp | 81.01%-54.6pp |
| Employer contribution / active EE | $450 | $692-34.9% | $1,084-58.5% | $2,440-81.6% |
| Participant deferral / active EE | $609 | $1,272-52.1% | $1,963-69.0% | $3,608-83.1% |
| Admin fee / account holder | $24,533 | $2,125+1054.6% | $3,335+635.7% | $5,124+378.8% |