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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,103 | $32,117+105.8% | $71,089-7.0% | $64,173+3.0% |
| Participation rate | 26.1% | 42.7%-16.6pp | 54.6%-28.6pp | 69.6%-43.5pp |
| Annual return | -6.49% | -5.57%-0.9pp | 650.65%-657.1pp | 7.63%-14.1pp |
| Employer contribution / active EE | $539 | $712-24.4% | $1,088-50.5% | $2,381-77.4% |
| Participant deferral / active EE | $559 | $1,263-55.7% | $1,873-70.1% | $3,470-83.9% |
| Admin fee / account holder | $1,296 | $2,759-53.0% | $3,082-57.9% | $4,887-73.5% |