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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,149 | $78,027+9.1% | $178,528-52.3% | $80,925+5.2% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 16.99% | 18.09%-1.1pp | 27.11%-10.1pp | 35.65%-18.7pp |
| Employer contribution / active EE | $779 | $2,281-65.9% | $3,950-80.3% | $2,756-71.7% |
| Participant deferral / active EE | $12,611 | $4,408+186.1% | $6,278+100.9% | $4,299+193.4% |
| Admin fee / account holder | $5,988 | $7,168-16.5% | $10,419-42.5% | $6,940-13.7% |