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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,473 | $70,684+3.9% | $169,390-56.6% | $75,173-2.3% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 20.54% | 36.38%-15.8pp | 406.07%-385.5pp | 160.72%-140.2pp |
| Employer contribution / active EE | $2,491 | $2,211+12.7% | $4,013-37.9% | $2,671-6.7% |
| Participant deferral / active EE | $11,363 | $4,310+163.7% | $6,222+82.6% | $4,126+175.4% |
| Admin fee / account holder | $10,046 | $5,404+85.9% | $9,015+11.4% | $5,651+77.8% |