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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,495 | $80,812+23.1% | $160,784-38.1% | $82,448+20.7% |
| Participation rate | 97.0% | 66.2%+30.7pp | 77.0%+20.0pp | 68.1%+28.9pp |
| Annual return | 17.12% | 100.59%-83.5pp | 1803.92%-1786.8pp | 41.64%-24.5pp |
| Employer contribution / active EE | $1,750 | $2,174-19.5% | $3,733-53.1% | $2,551-31.4% |
| Participant deferral / active EE | $13,602 | $4,335+213.7% | $6,293+116.1% | $4,139+228.6% |
| Admin fee / account holder | $5,059 | $7,695-34.3% | $9,717-47.9% | $7,234-30.1% |