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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,365 | $78,705-51.3% | $117,857-67.4% | $70,131-45.3% |
| Participation rate | 61.4% | 73.2%-11.8pp | 79.7%-18.3pp | 69.5%-8.2pp |
| Annual return | 20.40% | 23.30%-2.9pp | 335.09%-314.7pp | 73.14%-52.7pp |
| Employer contribution / active EE | $1,164 | $2,223-47.7% | $3,786-69.3% | $2,342-50.3% |
| Participant deferral / active EE | $1,711 | $3,297-48.1% | $4,482-61.8% | $3,332-48.7% |
| Admin fee / account holder | $2,010 | $5,065-60.3% | $8,020-74.9% | $4,645-56.7% |