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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,319 | $99,009+127.6% | $86,581+160.2% | $147,585+52.7% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 23.97% | 1312.70%-1288.7pp | 965.06%-941.1pp | 578.58%-554.6pp |
| Employer contribution / active EE | $10,855 | $3,132+246.6% | $2,840+282.3% | $4,876+122.6% |
| Participant deferral / active EE | $9,994 | $3,972+151.6% | $3,609+176.9% | $5,439+83.8% |
| Admin fee / account holder | $2,941 | $5,709-48.5% | $4,904-40.0% | $10,886-73.0% |