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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,339 | $135,956+48.8% | $123,894+63.3% | $273,972-26.1% |
| Participation rate | 78.3% | 84.1%-5.8pp | 81.4%-3.2pp | 83.0%-4.8pp |
| Annual return | 7.91% | 56.63%-48.7pp | 47.52%-39.6pp | 41.46%-33.5pp |
| Employer contribution / active EE | $8,540 | $5,170+65.2% | $4,617+85.0% | $4,869+75.4% |
| Participant deferral / active EE | $8,751 | $6,343+38.0% | $5,984+46.2% | $5,287+65.5% |
| Admin fee / account holder | $13,897 | $9,817+41.6% | $8,357+66.3% | $10,133+37.2% |